TEXAS FEE SCHEDULE AND OCCC NOTICE

THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A BI-WEEKLY MULTI-PAY PAYMENT PAYDAY LOAN – CAB FEE PER $100 IS $360

ANNUAL PERCENTAGE RATEFINANCE CHARGEAMOUNT FINANCEDBI-WEEKLY PAYMENTS #1-11BI-WEEKLY PAYMENTS #12TOTAL OF PAYMENTSTOTAL CAB FEETO UNAFFILIATED LENDER
789.88%$1,093.68$300.00$91.14$391.14$1,393.68$1,080.00$13.68
789.88%$1,822.80$500.00$151.90$651.90$2,322.80$1,800.00$22.80
789.92%$2,552.04$700.00$212.67$912.67$3,252.04$2,520.00$32.04

THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A MONTHLY MULTI-PAY PAYMENT PAYDAY LOAN – CAB FEE PER $100 IS $200

ANNUAL PERCENTAGE RATEFINANCE CHARGEAMOUNT FINANCEDMONTHLY PAYMENTS #1-4MONTHLY PAYMENTS # 5TOTAL OF PAYMENTSTOTAL CAB FEETO UNAFFILIATED LENDER
491.10%$612.33$300.00$122.53$422.37$912.33$600.00$12.33
491.11%$1,020.56$500.00$204.22$703.68$1,520.56$1,000.00$20.56
491.11%$1,428.79$700.00$285.91$985.15$2,128.79$1,400.00$28.79

THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A WEEKLY MULTI-PAY PAYMENT PAYDAY LOAN – CAB FEE PER $100 IS $300

ANNUAL PERCENTAGE RATEFINANCE CHARGEAMOUNT FINANCEDWEEKLY PAYMENTS #1-23WEEKLY PAYMENTS # 24TOTAL OF PAYMENTSTOTAL CAB FEETO UNAFFILIATED LENDER
665.60%$913.41$300.00$38.07$337.80$1,213.41$900.00$13.41
665.62%$1,522.39$500.00$63.45$563.04$2,022.39$1,500.00$22.39
665.62%$2,131.35$700.00$88.83$788.26$2,831.35$2,100.00$31.35

A returned item fee of $30.00 will be applied to dishonored checks.

 

Late payment Fee of $7.50 or 5% of the late payment amount whichever is great will be applied for payments more than 10 days past due.

Download : Wisconsin License | Texas License | Utah License | Missouri License

391 Financial, Inc. d/b/a America's Cash Advance is licensed as a Regulated Lender in the state of Idaho. License # RRL-10176

391 Financial d/b/a America’s Cash Advance is a licensed lender in the State of Missouri. License Number 510-20-5592

391 Financial d/b/a America’s Cash Advance is registered to offer consumer credit in the State of Utah.


This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 North Lamar Boulevard, Austin, Texas 78705, (800) 538-1579, Fax: (512) 936-7610, Website: occc.texas.gov. Email: [email protected]


“An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.” The loan information shown here is an example and may not reflect the actual fees and interest charged to a loan provided by the lender or credit access business.


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