APPLICATION INFORMATION

For the very best loans, just when you need it!

Application Requirements:

Active checking account

Employed for greater than one month

U.S. Citizen or Permanent Resident

At least 18 years of age

It is really very simple. Complete your online application and you will be contacted normally within 15 minutes to verify your bank account information. We do not do a typical credit check. Once approved, your funds will be sent to your bank the next day. So apply now and get your money tomorrow.

Loans for short-term use

We know life doesn’t always go as planned, so we’ve made our services as flexible as possible. If you’re short on cash due to an unexpected bill, emergency, or opportunity you can’t miss, we could help.

The maximum rate that we charge is 660% APR.

Frequently asked questions

What is an installment loan?
We make loans up to $800 that are set up to be repaid over a monthly plan that works for you.
How much money can I get?
Our loans are intended for occasional use only. You shouldn’t use our service to manage existing debt or if you’re already feeling the strain financially. Our loans must be repaid within weeks. Our service isn’t designed for long term borrowing and isn’t always the cheapest option.
What are my repayment options?
You can repay your loan over 4 months up to 12 months on a weekly, bi-weekly or monthly repayment plan.

391 Financial, Inc. d/b/a America's Cash Advance is licensed as a Regulated Lender in the state of Idaho. License # RRL-10176

391 Financial d/b/a America’s Cash Advance is a licensed lender in the State of Missouri. License Number 510-20-5592

391 Financial d/b/a America’s Cash Advance is registered to offer consumer credit in the State of Utah.


This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 North Lamar Boulevard, Austin, Texas 78705, (800) 538-1579, Fax: (512) 936-7610, Website: occc.texas.gov. Email: [email protected]


“An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.” The loan information shown here is an example and may not reflect the actual fees and interest charged to a loan provided by the lender or credit access business.


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