Complete the application

Fill out the quick loan application.

Sign your loan documents

Please review and sign your loan

Complete the bank verification

On approval, funds will be
deposited to your account.

You will receive a call within 15 minutes after completing the steps above.
We can be reached at 877-689-7747 for any assistance that may be needed.

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Apply now, it only takes a few minutes.

Once you are approved, you will be able to login and make payments, pay off
your loan or apply for a new loan with a higher credit limit. Get started today
establishing your credit with Americas Cash Advance.


  • Active checking account
  • Steady Source of Income
  • U.S. Citizen or Permanent Resident
  • At least 18 years of age


Loans are for short-term use. This can be an expensive form of credit.
Please access this and other forms of credit responsibly. Only apply for
loans that you can comfortably afford to pay back.


It's Fast and Secure

Learn how we protect your personal
information in our security center.

Wherever You Are

Convenient, online application so you
can apply any time, from anywhere.

Get a Quick Decision

Get a quick lending decision and get the funds as soon as today.
(Restrictions apply)

Directly To Your Account

Get the funds as quickly as

Repayment Options

Repay your loan gradually, up to
12 months.

Repayment Options

Visit our FAQ page or Contact Us
with any questions!


Call now to speak to an agent! (877)689-7747 APPLY NOW
View Licenses :

We are licensed and regulated by the states in which we operate.

The maximum rate that we charge is 790% APR.

391 Financial d/b/a America’s Cash Advance is a licensed lender in the State of Missouri. License Number 510-20-5592

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 North Lamar Boulevard, Austin, Texas 78705, (800) 538-1579, Fax: (512) 936-7610, Website: Email: [email protected]

“An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.” The loan information shown here is an example and may not reflect the actual fees and interest charged to a loan provided by the lender or credit access business.

This Site may be accessed from countries other than the United States. This Site may contain products and services or references to products and services, which are not available outside of the United States. Any such references do not imply that such products will be made available outside the United States. If you access and use this Site outside the United States you are responsible for complying with your local laws and regulations.