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TEXAS FEE SCHEDULE AND OCCC NOTICE


THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A BI-WEEKLY MULTI-PAY PAYMENT PAYDAY LOAN – CAB FEE PER $100 IS $360
# ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED BI-WEEKLY PAYMENTS #1-11 BI-WEEKLY PAYMENTS #12 TOTAL OF PAYMENTS TOTAL CAB FEE TO UNAFFILIATED LENDER
1 790% $1,093.68 $300.00 $91.14 $391.14 $1,393.68 $1,080.00 $13.68
2 790% $1,822.80 $500.00 $151.90 $651.90 $2,322.80 $1,800.00 $22.80
3 790% $2,552.04 $700.00 $212.67 $912.67 $3,252.04 $2,520.00 $32.04

 

THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A MONTHLY MULTI-PAY PAYMENT PAYDAY LOAN – CAB FEE PER $100 IS $200
# ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED MONTHLY PAYMENTS #1-4 MONTHLY PAYMENTS #5 TOTAL OF PAYMENTS TOTAL CAB FEE TO UNAFFILIATED LENDER
1 491.10% $612.33 $300.00 $122.53 $422.37 $912.33 $600.00 $12.33
2 491.11% $1,020.56 $500.00 $204.22 $703.68 $1,520.56 $1,000.00 $20.56
3 491.11% $1,428.79 $700.00 $285.91 $985.15 $2,128.79 $1,400.00 $28.79
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A WEEKLY MULTI-PAY PAYMENT PAYDAY LOAN – CAB FEE PER $100 IS $300
# ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED WEEKLY PAYMENTS #1-23 WEEKLY PAYMENTS #24 TOTAL OF PAYMENTS TOTAL CAB FEE TO UNAFFILIATED LENDER
1 665.60% $913.41 $300.00 $38.07 $337.80 $1,213.41 $900.00 $13.41
2 665.62% $1,522.39 $500.00 $63.45 $563.04 $2,022.39 $1,500.00 $22.39
3 665.62% $2,131.35 $700.00 $88.83 $788.26 $2,831.35 $2,100.00 $31.35

A returned item fee of $30.00 will be applied to dishonored checks.
Late Payment Fee of $7.50 or 5% of the late payment amount whichever is greater will be applied for payments more than 10 days past due.