TEXAS FEE SCHEDULE AND OCCC NOTICE
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A BI-WEEKLY MULTI-PAY PAYMENT PAYDAY LOAN – CAB FEE PER $100 IS $360
| # |
ANNUAL PERCENTAGE RATE |
FINANCE CHARGE |
AMOUNT FINANCED |
BI-WEEKLY PAYMENTS #1-11 |
BI-WEEKLY PAYMENTS #12 |
TOTAL OF PAYMENTS |
TOTAL CAB FEE |
TO UNAFFILIATED LENDER |
| 1 |
790% |
$1,093.68 |
$300.00 |
$91.14 |
$391.14 |
$1,393.68 |
$1,080.00 |
$13.68 |
| 2 |
790% |
$1,822.80 |
$500.00 |
$151.90 |
$651.90 |
$2,322.80 |
$1,800.00 |
$22.80 |
| 3 |
790% |
$2,552.04 |
$700.00 |
$212.67 |
$912.67 |
$3,252.04 |
$2,520.00 |
$32.04 |
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A MONTHLY MULTI-PAY PAYMENT PAYDAY LOAN – CAB FEE PER $100 IS $200
| # |
ANNUAL PERCENTAGE RATE |
FINANCE CHARGE |
AMOUNT FINANCED |
MONTHLY PAYMENTS #1-4 |
MONTHLY PAYMENTS #5 |
TOTAL OF PAYMENTS |
TOTAL CAB FEE |
TO UNAFFILIATED LENDER |
| 1 |
491.10% |
$612.33 |
$300.00 |
$122.53 |
$422.37 |
$912.33 |
$600.00 |
$12.33 |
| 2 |
491.11% |
$1,020.56 |
$500.00 |
$204.22 |
$703.68 |
$1,520.56 |
$1,000.00 |
$20.56 |
| 3 |
491.11% |
$1,428.79 |
$700.00 |
$285.91 |
$985.15 |
$2,128.79 |
$1,400.00 |
$28.79 |
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A WEEKLY MULTI-PAY PAYMENT PAYDAY LOAN – CAB FEE PER $100 IS $300
| # |
ANNUAL PERCENTAGE RATE |
FINANCE CHARGE |
AMOUNT FINANCED |
WEEKLY PAYMENTS #1-23 |
WEEKLY PAYMENTS #24 |
TOTAL OF PAYMENTS |
TOTAL CAB FEE |
TO UNAFFILIATED LENDER |
| 1 |
665.60% |
$913.41 |
$300.00 |
$38.07 |
$337.80 |
$1,213.41 |
$900.00 |
$13.41 |
| 2 |
665.62% |
$1,522.39 |
$500.00 |
$63.45 |
$563.04 |
$2,022.39 |
$1,500.00 |
$22.39 |
| 3 |
665.62% |
$2,131.35 |
$700.00 |
$88.83 |
$788.26 |
$2,831.35 |
$2,100.00 |
$31.35 |
Licenses
5 Payments
12 Payments
24 Payments
A returned item fee of $30.00 will be applied to dishonored checks.
Late Payment Fee of $7.50 or 5% of the late payment amount whichever is greater will be applied for payments more than 10 days past due.